Insurance that understands the middle mile
Middle‑mile logistics isn’t long‑haul trucking—and it isn’t parcel delivery either. It’s scheduled, regional movement between warehouses, cross‑docks, and terminals. This program was designed specifically for those exposures, so you aren’t paying for what you don’t need or missing what you do.
Why operators choose us
- Coverage tailored to dock‑to‑dock operations—not generic long‑haul forms.
- Consolidates auto, cargo, and warehouse legal liability under one coordinated program.
- Flexible billing aligned to your revenue cycles.
- Fast answers—typical turnarounds in about 48 hours.
Who this program is built for
- Regional carriers and 3PLs moving freight between facilities (typical routes 100–400 miles).
- Fleets of 5–50 power units with clean loss history (≈ ≤ 55% loss ratio).
- Operators with written shipper agreements and basic safety/telematics protocols.
- Cross‑dock and short‑term warehouse exposures.
Coverage that matches how you operate
Auto liability & physical damage
For tractors, box trucks, and straight trucks used on regional lanes.
Cargo & warehouse legal liability
Protects goods in transit and while staged at your facilities.
General liability
Third‑party bodily injury and property damage.
Workers’ compensation
Options available in all states.
Umbrella & excess liability
Additional limits to meet shipper and contract requirements.
Equipment floater
Owned and leased units, tools, and yard gear.
More than just insurance
- Physical damage deductible options for fleets with 5+ vehicles
- Driver onboarding support and sample carrier agreements
- Telemedicine and prescription savings options
- Data‑driven loss feedback to reduce repeat claims
What we need to get you covered
- Completed Middle‑Mile Questionnaire
- Loss runs (currently valued), if available
- Fleet profile (units, drivers, routes per week) and terminal locations
- Sample COI & insurance requirements
- Shipper list and any contractor agreements
Ready to cover your middle mile?
Send us your info for a quick quote — most submissions turned around in about 48 hours.